Professional Business Insurance

Insurance For Photographers

BEST Liability Insurance provider: HISCOX

Professional Business Insurance

What is Liability Insurance?

Liability insurance, also known as commercial insurance or third-party insurance, protects you in the event you are sued (by a third party) for claims that arise due to normal business operations. If you are a small business owner, there are many reasons why you should learn more about what commercial insurance means to you.

What does Liability Insurance cover?

The insurance you choose depends upon the details of your business. Some people choose professional liability insurance if they often provide a service. Some choose general liability insurance to cover claims against bodily injury and damage to property. Many business owners select both.

Why choose Liability Insurance from Hiscox?

  • Flexible payment options: The option to make monthly payments with no fees included, to ensure the most profitable management for your cash flow.
  • Worldwide coverage: Protection for work done by your business in every corner of the world, provided the covered claim is filed in the United States, a US territory, or Canada.
  • Claims responsiveness: We provide immediate defense for you when a covered claim is reported, regardless of whether the claim has basis, and if necessary, will appoint an attorney.
  • Tailored Insurance: Insurance designed specifically to meet your needs and save you money.

Our companies in the US include Hiscox Insurance Company Inc., and its general agent, Hiscox Inc. Hiscox Insurance Company Inc. is a Chicago, IL domiciled insurer admitted or licensed to do business in all 50 states and the District of Columbia. Hiscox Insurance Company Inc. is rated A (Excellent)¹ by A.M. Best with a group financial size category (FSC) of XV ($2 Billion or greater), proving we have strong capital reserves.